Addiction is classified as a chronic, but treatable brain disorder, those who are addicted cannot control their need for alcohol and drugs despite negative consequences. Changes in the brain rapidly take hold, and in turn, those changes create behavior changes, including physical, mental, financial, and interpersonal consequences. When addiction takes over, it can be hard for an individual to stop using without the need for addiction treatment.
However, many people often worry about how they are going to pay for treatment. Most people are unaware of the coverage they have for substance abuse and mental health treatment. Often addicts panic at the thought of using an out-of-network rehab center, because of the potentially astronomical costs.
Fortunately, Cigna is one of the largest health insurance companies in the country and many plans offer behavioral healthcare assistance for issues such as addiction. Cigna provides comprehensive mental health services to many policyholders. With a network of mental health service providers, the goal of Cigna mental health coverage is to create integration between a customer’s mental and physical health care for the best outcomes.
Cigna mental health coverage also offers something for high-risk customers, which is a case management program involving comprehensive education, coordination of care, and support. The Affordable Care Act, has ensured that all healthcare providers must provide basic health benefits as part of their overall services. This includes coverage including mental health, and treatment for substance abuse falls under the category of mental health treatment. Therefore, Cigna must provide some level of coverage for treatment of substance use disorders, and this coverage must be equivalent to the types of service that are covered for primary care, such as the services we offer at Restore Health and Wellness.
Most people who call us to inquire about treatment are often unaware of the potential their Cigna coverage had for alcohol and drug rehab because of what they were told by Cigna directly or what they read in black and white about their benefits.
Behavioral health services available from Cigna include:
If you are seeking a residential drug and alcohol treatment center, Restore Health and Wellness accepts Cigna insurance. As a residential treatment program, we allow patients to receive treatment onsite, away from triggers like friends and circumstances that can lead to drug use. The length of stay varies for each patient and is dependent on the nature and severity of the addiction.
With Cigna insurance, you may take advantage of the benefits that our treatment program offers including:
All of this information can be extensive and overwhelming, especially if you or someone you know is currently suffering through addiction. However, knowledgeable admission coordinators are available who will be happy to help verify insurance coverage and find the best treatment for you.